Farmers Accidental Insurance Scheme


Government of Gujarat has implemented Farmer’s Accidental Insurance Scheme since 26th January, 1996 to provide insurance coverage to the registered farmers in case of accidental death or permanent disability. This scheme is 100% sponsored by State Government. In this scheme, insurance premium is paid by the State Government for all farmers. This scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar.


The main objective of the scheme is to assist the successor of the registered farmer, all child (son/daughter) of the registered farmer and the husband/wife of the registered farmer in case of death or disability due to accident.


In case of accidental death or permanent disability, all registered farmers, any child (son/daughter) of the farmer and husband/wife of the farmer having age of 5 to 70 years are beneficiaries for the scheme.

Main Conditions:

Revised Rate of Assistance

As per Agriculture, Farmers welfare and Cooperation Department’s revised resolution dated 13/11/2018, assistance for the beneficiary revised as below.

Sequence of the beneficiary under the scheme in chronological order

How to get benefits of the scheme

In case of accidental death, applicant will be accidental farmer's successor and in the case of accidentally disability, applicant will be disable person himself. Applicant should submit the application along with the relevant papers in the prescribed format to the concerned District Agricultural Officer, District Panchayat within 150 days from the date of death or date of accidental disabilities. Application received after 150 days will not be eligible.

List of documents attached with the claim application:

Changes in Scheme

With the resolution dtd.25.06.2007 of Finance Department, Govt. of Gujarat, clubbed accidental insurance schemes of the various departments of the State in one comprehensive insurance scheme, in which Farmer Accidental Insurance Scheme is included. The scheme is implemented by the Director of Insurance, Gandhinagar from 01/04/08. Comprehensive resolution was issued on 01.04.2013 by amendments to the resolution dated 25.06.2007 of the Finance Department.

First surviving Child (Son/Daughter) of the registered farmer was covered from 01/04/2012 and the Husband/Wife of the registered farmers was covered from 01/04/2016 in Farmer Accidental Insurance Scheme.

With the revised resolution dated 13/11/2018 of the Agriculture, Farmer Welfare and Co-operation Department, increases of assistance in farmer accidental insurance scheme, coverage of any child instead of first survive child and coverage of registered farmer as per revenue record at the time of accident or permanent disability are included in this scheme.

Forms or G.R. related scheme